▼ 0.50% · 3.625%
HK$18,784
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,368
−HK$594/mo
Today · 4.125%
HK$19,962
baseline
▲ 0.50% · 4.625%
HK$21,176
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,924/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$569/mo
Today · 4.125%
HK$22,026
baseline
▲ 0.50% · 4.625%
HK$23,187
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,052/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,662
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$653/mo
Today · 4.125%
HK$21,958
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,916/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,986
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$625/mo
Today · 4.125%
HK$24,228
baseline
▲ 0.50% · 4.625%
HK$25,505
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,456/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,540
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,242
−HK$712/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$682/mo
Today · 4.125%
HK$26,431
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,393/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$52,862/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$772/mo
Today · 4.125%
HK$25,950
baseline
▲ 0.50% · 4.625%
HK$27,529
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,900/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$739/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,510/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,297
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,115
−HK$831/mo
Today · 4.125%
HK$27,946
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,892/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,255
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$796/mo
Today · 4.125%
HK$30,836
baseline
▲ 0.50% · 4.625%
HK$32,461
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,672/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,176
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,052
−HK$890/mo
Today · 4.125%
HK$29,942
baseline
▲ 0.50% · 4.625%
HK$31,764
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,884/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,345
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,186
−HK$853/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$34,780
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,054
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,989
−HK$950/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,882
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,435
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$910/mo
Today · 4.125%
HK$35,241
baseline
▲ 0.50% · 4.625%
HK$37,099
+HK$1,858/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,482/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,932
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,009/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,065/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,524
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$967/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$1,973/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$1,069/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$2,186/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,623
−HK$1,023/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,090/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).