▼ 0.50% · 3.625%
HK$3,957
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$125/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$256/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$120/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$244/mo
Deposit HK$868K · loan HK$868K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$137/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$282/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$132/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$269/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$150/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,424
−HK$144/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$293/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$162/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$333/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$156/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,350
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,540
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$175/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$358/mo
Deposit HK$521K · loan HK$1.21M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,328
−HK$168/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,838
+HK$342/mo
Deposit HK$521K · loan HK$1.21M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$187/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$384/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,780
−HK$180/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$200/mo
Today · 4.125%
HK$6,728
baseline
▲ 0.50% · 4.625%
HK$7,137
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,456/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,232
−HK$192/mo
Today · 4.125%
HK$7,424
baseline
▲ 0.50% · 4.625%
HK$7,815
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,848/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$212/mo
Today · 4.125%
HK$7,148
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$435/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,296/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,483
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,684
−HK$204/mo
Today · 4.125%
HK$7,888
baseline
▲ 0.50% · 4.625%
HK$8,303
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,776/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$225/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,136
−HK$216/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,792
+HK$440/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).