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At today's rate and a 90% mortgage, the deposit on this unit is about HK$549K, with repayments around HK$23,957/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,914/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to LR-Yuen Long Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 609 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-13 | HK$5.20M | +22.1% 1.0y |
| 2025-05-09 | HK$4.26M | −26.6% 6.2y · −4.0%/yr |
| 2019-02-14 | HK$5.80M | +276.6% 17.5y · 16.0%/yr |
| 2001-09-17 | HK$1.54M | +0.0% |
| 2001-03-24 | HK$1.54M | — |