▼ 0.50% · 3.625%
HK$11,403
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,758
−HK$360/mo
Today · 4.125%
HK$12,118
baseline
▲ 0.50% · 4.625%
HK$12,855
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,236/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,686
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,026
−HK$345/mo
Today · 4.125%
HK$13,371
baseline
▲ 0.50% · 4.625%
HK$14,076
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,742/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,543
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,933
−HK$397/mo
Today · 4.125%
HK$13,330
baseline
▲ 0.50% · 4.625%
HK$14,141
+HK$811/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$26,660/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,954
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,328
−HK$380/mo
Today · 4.125%
HK$14,708
baseline
▲ 0.50% · 4.625%
HK$15,483
+HK$775/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$29,416/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,684
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,109
−HK$433/mo
Today · 4.125%
HK$14,542
baseline
▲ 0.50% · 4.625%
HK$15,426
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,084/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,223
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,631
−HK$414/mo
Today · 4.125%
HK$16,045
baseline
▲ 0.50% · 4.625%
HK$16,891
+HK$846/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,090/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,824
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,285
−HK$468/mo
Today · 4.125%
HK$15,753
baseline
▲ 0.50% · 4.625%
HK$16,712
+HK$959/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$31,506/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,491
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,934
−HK$448/mo
Today · 4.125%
HK$17,382
baseline
▲ 0.50% · 4.625%
HK$18,299
+HK$917/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$34,764/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,461
−HK$504/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,997
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$483/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,706
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,104
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,636
−HK$541/mo
Today · 4.125%
HK$18,177
baseline
▲ 0.50% · 4.625%
HK$19,283
+HK$1,106/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,028
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,539
−HK$518/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,114
+HK$1,057/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,245
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,812
−HK$577/mo
Today · 4.125%
HK$19,389
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,180/mo
Deposit HK$1.00M · loan HK$4.00M · min. income ≈ HK$38,778/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,297
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,841
−HK$553/mo
Today · 4.125%
HK$21,394
baseline
▲ 0.50% · 4.625%
HK$22,521
+HK$1,127/mo
Deposit HK$1.00M · loan HK$4.00M · min. income ≈ HK$42,788/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,385
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,988
−HK$613/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,854
+HK$1,253/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,144
−HK$587/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$23,929
+HK$1,198/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$648/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,140
+HK$1,328/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$621/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,268/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).