▼ 0.50% · 3.625%
HK$19,249
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,848
−HK$608/mo
Today · 4.125%
HK$20,456
baseline
▲ 0.50% · 4.625%
HK$21,701
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,912/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,415
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,989
−HK$583/mo
Today · 4.125%
HK$22,572
baseline
▲ 0.50% · 4.625%
HK$23,762
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,144/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$669/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,871
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,556
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$641/mo
Today · 4.125%
HK$24,829
baseline
▲ 0.50% · 4.625%
HK$26,138
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,658/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,818
−HK$730/mo
Today · 4.125%
HK$24,548
baseline
▲ 0.50% · 4.625%
HK$26,041
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,096/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$699/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,514
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,803
−HK$790/mo
Today · 4.125%
HK$26,593
baseline
▲ 0.50% · 4.625%
HK$28,212
+HK$1,619/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,186/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,839
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,586
−HK$757/mo
Today · 4.125%
HK$29,343
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,686/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$852/mo
Today · 4.125%
HK$28,639
baseline
▲ 0.50% · 4.625%
HK$30,382
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,278/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,981
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,785
−HK$815/mo
Today · 4.125%
HK$31,600
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,200/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,772
−HK$913/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,552
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$874/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,799
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$973/mo
Today · 4.125%
HK$32,730
baseline
▲ 0.50% · 4.625%
HK$34,722
+HK$1,992/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,460/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,264
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,183
−HK$932/mo
Today · 4.125%
HK$36,115
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,230/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$1,034/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,892
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,405
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,381
−HK$991/mo
Today · 4.125%
HK$38,372
baseline
▲ 0.50% · 4.625%
HK$40,395
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,744/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$1,095/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$39,062
+HK$2,240/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,049/mo
Today · 4.125%
HK$40,629
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,142/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,258/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).