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At today's rate and a 90% mortgage, the deposit on this unit is about HK$648K, with repayments around HK$28,257/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,514/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$182,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 509 Saleable ft²
- Gross Area
- 673 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-07 | HK$6.48M | −1.1% 3.3y |
| 2023-03-02 | HK$6.55M | +11.4% 5.1y · 2.0%/yr |
| 2018-01-19 | HK$5.88M | +226.7% 10.3y · 22.0%/yr |
| 2007-10-23 | HK$1.80M | −3.2% |
| 2001-08-01 | HK$1.86M | — |