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Crescira AVM · estimated value Medium confidence
HK$5.83M
≈ HK$15,052 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$583K, with repayments around HK$25,408/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,909
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$756/mo
Today · 4.125%
HK$25,408
baseline
▲ 0.50% · 4.625%
HK$26,954
+HK$1,546/mo

Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,816/mo (50% DSR)

Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,064 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
B
Saleable Area
387 ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2025-09-03 HK$4.91M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 12 min walk · 881 m
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
33
within 1 km (1 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com