▼ 0.50% · 3.625%
HK$12,159
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,538
−HK$384/mo
Today · 4.125%
HK$12,922
baseline
▲ 0.50% · 4.625%
HK$13,708
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,844/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,527
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,890
−HK$368/mo
Today · 4.125%
HK$14,258
baseline
▲ 0.50% · 4.625%
HK$15,010
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,516/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,375
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,791
−HK$423/mo
Today · 4.125%
HK$14,214
baseline
▲ 0.50% · 4.625%
HK$15,079
+HK$865/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$28,428/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,880
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,279
−HK$405/mo
Today · 4.125%
HK$15,684
baseline
▲ 0.50% · 4.625%
HK$16,511
+HK$827/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$31,368/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,591
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,045
−HK$461/mo
Today · 4.125%
HK$15,506
baseline
▲ 0.50% · 4.625%
HK$16,450
+HK$944/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,012/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,233
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,668
−HK$442/mo
Today · 4.125%
HK$17,110
baseline
▲ 0.50% · 4.625%
HK$18,012
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,220/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,807
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,299
−HK$499/mo
Today · 4.125%
HK$16,798
baseline
▲ 0.50% · 4.625%
HK$17,821
+HK$1,023/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$33,596/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,585
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,057
−HK$478/mo
Today · 4.125%
HK$18,535
baseline
▲ 0.50% · 4.625%
HK$19,513
+HK$978/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$37,070/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,023
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,553
−HK$538/mo
Today · 4.125%
HK$18,091
baseline
▲ 0.50% · 4.625%
HK$19,191
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,182/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,938
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,446
−HK$515/mo
Today · 4.125%
HK$19,961
baseline
▲ 0.50% · 4.625%
HK$21,013
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,922/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,239
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,806
−HK$577/mo
Today · 4.125%
HK$19,383
baseline
▲ 0.50% · 4.625%
HK$20,562
+HK$1,179/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$38,766/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,291
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,835
−HK$552/mo
Today · 4.125%
HK$21,387
baseline
▲ 0.50% · 4.625%
HK$22,514
+HK$1,127/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$42,774/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,455
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,060
−HK$615/mo
Today · 4.125%
HK$20,675
baseline
▲ 0.50% · 4.625%
HK$21,933
+HK$1,258/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$41,350/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$589/mo
Today · 4.125%
HK$22,813
baseline
▲ 0.50% · 4.625%
HK$24,015
+HK$1,202/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$45,626/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,671
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$653/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,337/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$626/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,277/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,887
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,568
−HK$691/mo
Today · 4.125%
HK$23,259
baseline
▲ 0.50% · 4.625%
HK$24,675
+HK$1,416/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,518/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,349
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,002
−HK$663/mo
Today · 4.125%
HK$25,665
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,330/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).