▼ 0.50% · 3.625%
HK$6,154
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$195/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$398/mo
Deposit HK$1.35M · loan HK$1.35M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,030
−HK$186/mo
Today · 4.125%
HK$7,216
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$380/mo
Deposit HK$1.35M · loan HK$1.35M · min. income ≈ HK$14,432/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,980
−HK$214/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$437/mo
Deposit HK$1.21M · loan HK$1.48M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,531
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,733
−HK$205/mo
Today · 4.125%
HK$7,938
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$418/mo
Deposit HK$1.21M · loan HK$1.48M · min. income ≈ HK$15,876/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,385
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,614
−HK$234/mo
Today · 4.125%
HK$7,848
baseline
▲ 0.50% · 4.625%
HK$8,325
+HK$477/mo
Deposit HK$1.08M · loan HK$1.62M · min. income ≈ HK$15,696/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,215
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,436
−HK$223/mo
Today · 4.125%
HK$8,659
baseline
▲ 0.50% · 4.625%
HK$9,116
+HK$457/mo
Deposit HK$1.08M · loan HK$1.62M · min. income ≈ HK$17,318/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,000
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,249
−HK$253/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$9,019
+HK$517/mo
Deposit HK$945K · loan HK$1.75M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,900
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,139
−HK$242/mo
Today · 4.125%
HK$9,381
baseline
▲ 0.50% · 4.625%
HK$9,875
+HK$494/mo
Deposit HK$945K · loan HK$1.75M · min. income ≈ HK$18,762/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,615
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,883
−HK$273/mo
Today · 4.125%
HK$9,156
baseline
▲ 0.50% · 4.625%
HK$9,713
+HK$557/mo
Deposit HK$810K · loan HK$1.89M · min. income ≈ HK$18,312/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,585
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,842
−HK$260/mo
Today · 4.125%
HK$10,102
baseline
▲ 0.50% · 4.625%
HK$10,635
+HK$533/mo
Deposit HK$810K · loan HK$1.89M · min. income ≈ HK$20,204/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,231
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,518
−HK$292/mo
Today · 4.125%
HK$9,810
baseline
▲ 0.50% · 4.625%
HK$10,407
+HK$597/mo
Deposit HK$675K · loan HK$2.02M · min. income ≈ HK$19,620/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,269
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,545
−HK$279/mo
Today · 4.125%
HK$10,824
baseline
▲ 0.50% · 4.625%
HK$11,395
+HK$571/mo
Deposit HK$675K · loan HK$2.02M · min. income ≈ HK$21,648/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,846
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,152
−HK$312/mo
Today · 4.125%
HK$10,464
baseline
▲ 0.50% · 4.625%
HK$11,100
+HK$636/mo
Deposit HK$540K · loan HK$2.16M · min. income ≈ HK$20,928/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,954
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,248
−HK$298/mo
Today · 4.125%
HK$11,546
baseline
▲ 0.50% · 4.625%
HK$12,154
+HK$608/mo
Deposit HK$540K · loan HK$2.16M · min. income ≈ HK$23,092/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,462
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,787
−HK$331/mo
Today · 4.125%
HK$11,118
baseline
▲ 0.50% · 4.625%
HK$11,794
+HK$676/mo
Deposit HK$405K · loan HK$2.29M · min. income ≈ HK$22,236/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,638
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,951
−HK$316/mo
Today · 4.125%
HK$12,267
baseline
▲ 0.50% · 4.625%
HK$12,914
+HK$647/mo
Deposit HK$405K · loan HK$2.29M · min. income ≈ HK$24,534/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,077
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,422
−HK$350/mo
Today · 4.125%
HK$11,772
baseline
▲ 0.50% · 4.625%
HK$12,488
+HK$716/mo
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,544/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,323
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,654
−HK$335/mo
Today · 4.125%
HK$12,989
baseline
▲ 0.50% · 4.625%
HK$13,673
+HK$684/mo
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$25,978/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).