▼ 0.50% · 3.625%
HK$19,249
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,847
−HK$609/mo
Today · 4.125%
HK$20,456
baseline
▲ 0.50% · 4.625%
HK$21,700
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,912/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$583/mo
Today · 4.125%
HK$22,571
baseline
▲ 0.50% · 4.625%
HK$23,761
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,142/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,832
−HK$669/mo
Today · 4.125%
HK$22,501
baseline
▲ 0.50% · 4.625%
HK$23,870
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,002/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,555
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$641/mo
Today · 4.125%
HK$24,828
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,656/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$730/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$26,040
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$699/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$790/mo
Today · 4.125%
HK$26,592
baseline
▲ 0.50% · 4.625%
HK$28,210
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,184/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,838
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,585
−HK$757/mo
Today · 4.125%
HK$29,342
baseline
▲ 0.50% · 4.625%
HK$30,889
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,684/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$852/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$815/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,873
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,771
−HK$913/mo
Today · 4.125%
HK$30,684
baseline
▲ 0.50% · 4.625%
HK$32,551
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,368/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,121
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,982
−HK$874/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,641
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,798
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$973/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,992/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,262
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$932/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,017
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,723
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$1,034/mo
Today · 4.125%
HK$34,775
baseline
▲ 0.50% · 4.625%
HK$36,891
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,380
−HK$990/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,393
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,648
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,725
−HK$1,095/mo
Today · 4.125%
HK$36,820
baseline
▲ 0.50% · 4.625%
HK$39,061
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,640/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,545
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,579
−HK$1,049/mo
Today · 4.125%
HK$40,628
baseline
▲ 0.50% · 4.625%
HK$42,769
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,256/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).