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At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,540/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.59M · min. income ≈ HK$25,080/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-15 | HK$3.90M | +46.3% 4.1y · 11.0%/yr |
| 2016-09-19 | HK$2.67M | +30.0% 3.0y · 10.0%/yr |
| 2013-09-19 | HK$2.05M | +51.9% |
| 2011-08-04 | HK$1.35M | +27.4% |
| 2010-11-09 | HK$1.06M | +8.2% |
| 2010-08-27 | HK$980K | +96.0% |
| 2007-05-05 | HK$500K | — |