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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,895/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.49M · min. income ≈ HK$33,790/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Pui To Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 414 Saleable ft²
- Gross Area
- 507 ft²
- Efficiency
- 82%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-25 | HK$4.95M | +13.0% 3.0y · 4.0%/yr |
| 2017-11-27 | HK$4.38M | +37.7% 3.0y · 13.0%/yr |
| 2014-11-19 | HK$3.18M | +218.0% |
| 2009-08-06 | HK$1.00M | −15.3% |
| 1996-11-26 | HK$1.18M | +9.3% |
| 1996-10-05 | HK$1.08M | — |