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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,391/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,782/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 292 Saleable ft²
- Gross Area
- 367 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-28 | HK$3.95M | +10.3% 3.1y · 3.0%/yr |
| 2017-08-17 | HK$3.58M | +59.1% 3.1y · 19.0%/yr |
| 2014-07-08 | HK$2.25M | +281.4% |
| 2007-10-24 | HK$590K | −55.0% |
| 1997-11-26 | HK$1.31M | — |