▼ 0.50% · 3.625%
HK$6,852
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$217/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$208/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$238/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,610
−HK$228/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,304
+HK$466/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,223
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,478
−HK$260/mo
Today · 4.125%
HK$8,738
baseline
▲ 0.50% · 4.625%
HK$9,270
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,476/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,147
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,393
−HK$249/mo
Today · 4.125%
HK$9,642
baseline
▲ 0.50% · 4.625%
HK$10,150
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,284/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,908
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,185
−HK$281/mo
Today · 4.125%
HK$9,466
baseline
▲ 0.50% · 4.625%
HK$10,042
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,932/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,910
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,176
−HK$269/mo
Today · 4.125%
HK$10,445
baseline
▲ 0.50% · 4.625%
HK$10,996
+HK$551/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,890/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,593
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,891
−HK$304/mo
Today · 4.125%
HK$10,195
baseline
▲ 0.50% · 4.625%
HK$10,815
+HK$620/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$20,390/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,672
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,958
−HK$291/mo
Today · 4.125%
HK$11,249
baseline
▲ 0.50% · 4.625%
HK$11,842
+HK$593/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$22,498/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,278
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,598
−HK$325/mo
Today · 4.125%
HK$10,923
baseline
▲ 0.50% · 4.625%
HK$11,587
+HK$664/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$21,846/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,434
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,741
−HK$311/mo
Today · 4.125%
HK$12,052
baseline
▲ 0.50% · 4.625%
HK$12,687
+HK$635/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$24,104/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,963
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,304
−HK$347/mo
Today · 4.125%
HK$11,651
baseline
▲ 0.50% · 4.625%
HK$12,360
+HK$709/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$23,302/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,197
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,524
−HK$332/mo
Today · 4.125%
HK$12,856
baseline
▲ 0.50% · 4.625%
HK$13,533
+HK$677/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$25,712/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,649
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,011
−HK$368/mo
Today · 4.125%
HK$12,379
baseline
▲ 0.50% · 4.625%
HK$13,132
+HK$753/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$24,758/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,959
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,306
−HK$353/mo
Today · 4.125%
HK$13,659
baseline
▲ 0.50% · 4.625%
HK$14,379
+HK$720/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$27,318/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,334
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,717
−HK$390/mo
Today · 4.125%
HK$13,107
baseline
▲ 0.50% · 4.625%
HK$13,905
+HK$798/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,214/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,721
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,089
−HK$374/mo
Today · 4.125%
HK$14,463
baseline
▲ 0.50% · 4.625%
HK$15,225
+HK$762/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,926/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).