▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$300/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$140/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$315/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$175/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$359/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$168/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$371/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$205/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,300
+HK$418/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,397
−HK$196/mo
Today · 4.125%
HK$7,593
baseline
▲ 0.50% · 4.625%
HK$7,993
+HK$400/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$15,186/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,154
−HK$219/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,822
+HK$449/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,719
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,926
−HK$210/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,564
+HK$428/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,401
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,631
−HK$234/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$478/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,233
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,454
−HK$224/mo
Today · 4.125%
HK$8,678
baseline
▲ 0.50% · 4.625%
HK$9,135
+HK$457/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$17,356/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,108
−HK$248/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$509/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,748
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,982
−HK$238/mo
Today · 4.125%
HK$9,220
baseline
▲ 0.50% · 4.625%
HK$9,706
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,440/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,326
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,585
−HK$263/mo
Today · 4.125%
HK$8,848
baseline
▲ 0.50% · 4.625%
HK$9,386
+HK$538/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,696/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,262
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,511
−HK$252/mo
Today · 4.125%
HK$9,763
baseline
▲ 0.50% · 4.625%
HK$10,277
+HK$514/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,526/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).