▼ 0.50% · 3.625%
HK$14,792
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,252
−HK$468/mo
Today · 4.125%
HK$15,720
baseline
▲ 0.50% · 4.625%
HK$16,676
+HK$956/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,440/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,456
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,897
−HK$448/mo
Today · 4.125%
HK$17,345
baseline
▲ 0.50% · 4.625%
HK$18,259
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,690/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,271
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,777
−HK$515/mo
Today · 4.125%
HK$17,292
baseline
▲ 0.50% · 4.625%
HK$18,344
+HK$1,052/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,584/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,102
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,587
−HK$493/mo
Today · 4.125%
HK$19,080
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,005/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,160/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,750
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,303
−HK$561/mo
Today · 4.125%
HK$18,864
baseline
▲ 0.50% · 4.625%
HK$20,011
+HK$1,147/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,728/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,747
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,277
−HK$537/mo
Today · 4.125%
HK$20,814
baseline
▲ 0.50% · 4.625%
HK$21,911
+HK$1,097/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,628/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,230
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,828
−HK$608/mo
Today · 4.125%
HK$20,436
baseline
▲ 0.50% · 4.625%
HK$21,679
+HK$1,243/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,872/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,393
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,967
−HK$582/mo
Today · 4.125%
HK$22,549
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,188/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,098/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,709
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,353
−HK$654/mo
Today · 4.125%
HK$22,007
baseline
▲ 0.50% · 4.625%
HK$23,347
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,014/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,038
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$627/mo
Today · 4.125%
HK$24,283
baseline
▲ 0.50% · 4.625%
HK$25,563
+HK$1,280/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,566/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,188
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,878
−HK$701/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$25,014
+HK$1,435/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,684
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,346
−HK$672/mo
Today · 4.125%
HK$26,018
baseline
▲ 0.50% · 4.625%
HK$27,389
+HK$1,371/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,036/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,667
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,403
−HK$748/mo
Today · 4.125%
HK$25,151
baseline
▲ 0.50% · 4.625%
HK$26,682
+HK$1,531/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,330
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,036
−HK$716/mo
Today · 4.125%
HK$27,752
baseline
▲ 0.50% · 4.625%
HK$29,215
+HK$1,463/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$55,504/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,929
−HK$794/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,349
+HK$1,626/mo
Deposit HK$973K · loan HK$5.51M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,975
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$762/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,041
+HK$1,554/mo
Deposit HK$973K · loan HK$5.51M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$841/mo
Today · 4.125%
HK$28,295
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,722/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,590/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$806/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$32,867
+HK$1,646/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,701 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).