▼ 0.50% · 3.625%
HK$20,809
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,456
−HK$658/mo
Today · 4.125%
HK$22,114
baseline
▲ 0.50% · 4.625%
HK$23,459
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,228/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,150
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$630/mo
Today · 4.125%
HK$24,400
baseline
▲ 0.50% · 4.625%
HK$25,687
+HK$1,287/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,800/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,890
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,602
−HK$723/mo
Today · 4.125%
HK$24,325
baseline
▲ 0.50% · 4.625%
HK$25,805
+HK$1,480/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,650/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,465
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$692/mo
Today · 4.125%
HK$26,840
baseline
▲ 0.50% · 4.625%
HK$28,255
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,680/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$789/mo
Today · 4.125%
HK$26,536
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,072/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,780
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$755/mo
Today · 4.125%
HK$29,280
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,560/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,893
−HK$855/mo
Today · 4.125%
HK$28,748
baseline
▲ 0.50% · 4.625%
HK$30,497
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,496/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,095
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$818/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,672/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,132
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$920/mo
Today · 4.125%
HK$30,959
baseline
▲ 0.50% · 4.625%
HK$32,843
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,918/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,409
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,279
−HK$881/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,320/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,213
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,184
−HK$987/mo
Today · 4.125%
HK$33,171
baseline
▲ 0.50% · 4.625%
HK$35,189
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,342/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$945/mo
Today · 4.125%
HK$36,601
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$1,929/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,202/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,330
−HK$1,052/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,535
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,008/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,057/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,375
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,475
−HK$1,118/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,881
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,354
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,410
−HK$1,071/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$43,667
+HK$2,186/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,184/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,422/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,787
−HK$1,134/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,315/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).