▼ 0.50% · 3.625%
HK$20,678
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,321
−HK$653/mo
Today · 4.125%
HK$21,974
baseline
▲ 0.50% · 4.625%
HK$23,311
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,948/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,621
−HK$626/mo
Today · 4.125%
HK$24,247
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,494/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,745
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,453
−HK$719/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,643
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,304
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,983
−HK$688/mo
Today · 4.125%
HK$26,671
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,342/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$784/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$751/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,717
−HK$850/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,905
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$814/mo
Today · 4.125%
HK$31,521
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,042/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,949
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$915/mo
Today · 4.125%
HK$30,764
baseline
▲ 0.50% · 4.625%
HK$32,636
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,528/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,205
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$876/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$981/mo
Today · 4.125%
HK$32,962
baseline
▲ 0.50% · 4.625%
HK$34,967
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,924/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,431
−HK$939/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,287
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,046/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,806
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,001/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$1,111/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,106
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,064/mo
Today · 4.125%
HK$41,219
baseline
▲ 0.50% · 4.625%
HK$43,392
+HK$2,173/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,438/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,378
−HK$1,176/mo
Today · 4.125%
HK$39,554
baseline
▲ 0.50% · 4.625%
HK$41,961
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,108/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,407
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,517
−HK$1,127/mo
Today · 4.125%
HK$43,644
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,300/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,288/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).