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At today's rate and a 90% mortgage, the deposit on this unit is about HK$260K, with repayments around HK$11,323/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,646/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 11
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-19 | HK$2.70M | −20.1% 4.8y · −4.0%/yr |
| 2021-01-06 | HK$3.38M | +9.7% 3.3y · 3.0%/yr |
| 2017-09-15 | HK$3.08M | +190.6% 6.6y · 29.0%/yr |
| 2011-01-31 | HK$1.06M | −3.6% |
| 2010-09-21 | HK$1.10M | +19.6% |
| 2010-09-13 | HK$920K | — |