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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,711/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,422/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Light Rail Depot Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-09 | HK$3.80M | −13.6% 8.1y · −2.0%/yr |
| 2017-09-12 | HK$4.40M | +358.3% 11.3y · 32.0%/yr |
| 2006-06-07 | HK$960K | +17.1% |
| 2005-12-22 | HK$820K | −62.4% |
| 1997-06-21 | HK$2.18M | +118.0% |
| 1995-12-27 | HK$1.00M | — |