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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,116/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,232/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,740 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Light Rail Depot Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- F
- Saleable Area
- 455 Saleable ft²
- Gross Area
- 547 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-16 | HK$4.36M | −26.7% 4.5y · −6.0%/yr |
| 2021-07-12 | HK$5.95M | +5.5% 3.1y · 2.0%/yr |
| 2018-05-18 | HK$5.64M | +377.8% 9.8y · 39.0%/yr |
| 2008-08-08 | HK$1.18M | −1.7% |
| 1995-12-15 | HK$1.20M | — |