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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,699/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,398/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$11,624 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 547 ft²
- Efficiency
- 82%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-16 | HK$4.00M | +35.6% 4.8y · 7.0%/yr |
| 2016-04-29 | HK$2.95M | +39.2% 4.0y · 10.0%/yr |
| 2012-05-22 | HK$2.12M | +32.5% |
| 2010-08-30 | HK$1.60M | +45.5% |
| 2008-06-05 | HK$1.10M | +20.9% |
| 2007-12-28 | HK$910K | — |