▼ 0.50% · 3.625%
HK$4,421
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$140/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$286/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$134/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$273/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$154/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$314/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$147/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$301/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$167/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$343/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$160/mo
Today · 4.125%
HK$6,221
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$328/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,442/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$181/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$372/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,394
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$174/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$355/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$196/mo
Today · 4.125%
HK$6,578
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$400/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,156/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,886
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,071
−HK$187/mo
Today · 4.125%
HK$7,258
baseline
▲ 0.50% · 4.625%
HK$7,641
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,516/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$210/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$429/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,378
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,576
−HK$201/mo
Today · 4.125%
HK$7,777
baseline
▲ 0.50% · 4.625%
HK$8,187
+HK$410/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,554/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$224/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$457/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,870
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,081
−HK$214/mo
Today · 4.125%
HK$8,295
baseline
▲ 0.50% · 4.625%
HK$8,732
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,590/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$238/mo
Today · 4.125%
HK$7,988
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,976/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,362
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,586
−HK$228/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,959
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,206
−HK$252/mo
Today · 4.125%
HK$8,458
baseline
▲ 0.50% · 4.625%
HK$8,972
+HK$514/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,916/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,854
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,091
−HK$241/mo
Today · 4.125%
HK$9,332
baseline
▲ 0.50% · 4.625%
HK$9,824
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,664/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).