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At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,502/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$39,004/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,066 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Light Rail Depot Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- C
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-03 | HK$4.56M | −24.0% 5.9y · −4.0%/yr |
| 2019-10-10 | HK$6.00M | +53.8% 3.6y · 15.0%/yr |
| 2016-02-18 | HK$3.90M | +50.6% 3.4y · 15.0%/yr |
| 2012-09-24 | HK$2.59M | +4.9% |
| 1997-06-25 | HK$2.47M | — |