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Crescira AVM · estimated value Medium confidence
HK$3.30M
≈ HK$9,357 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,407/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,556
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$429/mo
Today · 4.125%
HK$14,407
baseline
▲ 0.50% · 4.625%
HK$15,283
+HK$876/mo

Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,814/mo (50% DSR)

Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
G/F
Flat
E
Saleable Area
353 ft²
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2026-08-19 HK$3.45M −25.8%
7.1y
2019-06-20 HK$4.65M +21.7%
3.6y · 6.0%/yr
2015-11-10 HK$3.82M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tong Fong Tsuen (Light Rail)
≈ 12 min walk · 897 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com