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Crescira AVM · estimated value Medium confidence
HK$4.36M
≈ HK$6,700 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$18,997/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,876
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,432
−HK$565/mo
Today · 4.125%
HK$18,997
baseline
▲ 0.50% · 4.625%
HK$20,152
+HK$1,155/mo

Deposit HK$436K · loan HK$3.92M · min. income ≈ HK$37,994/mo (50% DSR)

Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,328 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
7
Saleable Area
650 ft²
Gross Area
828 ft²
Efficiency
79%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2010-05-06 HK$1.85M +164.3%
2005-06-20 HK$700K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Shui Wai
≈ 3 min walk · 212 m
Education
33
schools within 1 km (19 within 500 m)
Daily convenience
18
within 1 km (11 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Shui Wai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com