4/F 5

in Tin Shing Court Shing Yu House (Block P)

Yuen Long District · New Territories West

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Floor

1/F 1 650 ft² 1/F 8 506 ft² 1/F 2 650 ft² 1/F 7 506 ft² 2/F 7 506 ft² 4/F 5 650 ft² 4/F 4 506 ft² 4/F 7 506 ft² 5/F 2 650 ft² 5/F 4 506 ft² 6/F 1 650 ft² 6/F 5 650 ft² 7/F 6 650 ft² 8/F 8 506 ft² 8/F 3 506 ft² 8/F 6 650 ft² 10/F 1 650 ft² 10/F 4 506 ft² 11/F 2 650 ft² 11/F 8 506 ft² 12/F 2 650 ft² 12/F 8 506 ft² 12/F 3 506 ft² 13/F 3 506 ft² 13/F 4 506 ft² 13/F 5 650 ft² 14/F 3 506 ft² 15/F 8 506 ft² 15/F 1 650 ft² 15/F 4 506 ft² 15/F 5 650 ft² 16/F 4 506 ft² 16/F 7 506 ft² 17/F 4 506 ft² 17/F 8 506 ft² 18/F 5 650 ft² 19/F 1 650 ft² 19/F 8 506 ft² 20/F 2 650 ft² 20/F 5 650 ft² 20/F 7 506 ft² 21/F 5 650 ft² 21/F 6 650 ft² 22/F 2 650 ft² 22/F 6 650 ft² 22/F 5 650 ft² 24/F 4 506 ft² 24/F 5 650 ft² 25/F 8 506 ft² 26/F 3 506 ft² 27/F 3 506 ft² 27/F 2 650 ft² 28/F 3 506 ft² 28/F 4 506 ft² 28/F 5 650 ft² 29/F 3 506 ft² 29/F 5 650 ft² 30/F 3 506 ft² 30/F 8 506 ft² 31/F 1 650 ft² 31/F 8 506 ft² 31/F 7 506 ft² 32/F 4 506 ft² 33/F 1 650 ft² 33/F 3 506 ft² 33/F 7 506 ft² 34/F 6 650 ft² 34/F 7 506 ft² 34/F 5 650 ft² 35/F 1 650 ft² 35/F 3 506 ft² 35/F 5 650 ft² 35/F 7 506 ft² 36/F 3 506 ft² 36/F 4 506 ft² 36/F 6 650 ft² 37/F 2 650 ft² 37/F 3 506 ft² 37/F 1 650 ft² 37/F 4 506 ft² 37/F 6 650 ft² 37/F 8 506 ft² 38/F 4 506 ft² 38/F 5 650 ft² 40/F 2 650 ft² 40/F 4 506 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.36M

≈ HK$6,710 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,023/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$17,900

−HK$1,123/mo

▼ 0.25% · 3.875%

HK$18,457

−HK$566/mo

Today · 4.125%

HK$19,023

baseline

▲ 0.50% · 4.625%

HK$20,180

+HK$1,157/mo

Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,046/mo (50% DSR)

Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,418 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 4/F
Flat: 5
Saleable Area: 650 ft²
Gross Area: 853 ft²
Efficiency: 76%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2002-07-19	HK$950K	—	—	HK$1,114

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tin Shui Wai

≈ 3 min walk · 212 m

Education

schools within 1 km (19 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tin Shui Wai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com