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Crescira AVM · estimated value Medium confidence
HK$5.09M
≈ HK$7,829 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$509K, with repayments around HK$22,196/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$20,886
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,536
−HK$660/mo
Today · 4.125%
HK$22,196
baseline
▲ 0.50% · 4.625%
HK$23,546
+HK$1,350/mo

Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,392/mo (50% DSR)

Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,494 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Tin Yiu
≈ 3 min walk · 218 m
Education
35
schools within 1 km (18 within 500 m)
Daily convenience
20
within 1 km (10 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to LR-Tin Yiu Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
36/F
Flat
3
Saleable Area
650 Saleable ft²
Gross Area
828 ft²
Efficiency
79%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2016-07-20 HK$3.74M +41.1%
2013-06-14 HK$2.65M
Data sourced from Renavon.com