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At today's rate and a 90% mortgage, the deposit on this unit is about HK$517K, with repayments around HK$22,544/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,088/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Ginza Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-09 | HK$6.38M | +60.3% 5.5y · 11.0%/yr |
| 2016-06-21 | HK$3.98M | +4.7% 1.6y · 3.0%/yr |
| 2014-11-17 | HK$3.80M | +10.8% |
| 2013-04-09 | HK$3.43M | +53.1% |
| 2011-04-07 | HK$2.24M | +31.0% |
| 2008-03-11 | HK$1.71M | +26.7% |
| 2007-08-27 | HK$1.35M | −27.0% |
| 1998-12-17 | HK$1.85M | — |