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At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,948/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- H
- Saleable Area
- 550 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-17 | HK$5.83M | +17.7% 3.1y · 6.0%/yr |
| 2019-01-28 | HK$4.96M | +111.9% 6.4y · 18.0%/yr |
| 2012-09-05 | HK$2.34M | −2.5% |
| 1997-03-13 | HK$2.40M | +26.3% |
| 1996-11-29 | HK$1.90M | +42.9% |
| 1995-07-21 | HK$1.33M | — |