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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,214/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,455 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$5.67M | +15.7% 3.9y · 4.0%/yr |
| 2017-04-13 | HK$4.90M | +40.0% 1.0y · 39.0%/yr |
| 2016-03-17 | HK$3.50M | +109.6% 5.9y · 19.0%/yr |
| 2010-05-20 | HK$1.67M | +45.2% |
| 2004-01-19 | HK$1.15M | −27.2% |
| 1996-02-29 | HK$1.58M | — |