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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,431/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.22M · min. income ≈ HK$40,862/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-22 | HK$4.09M | −18.2% 2.6y · −7.0%/yr |
| 2022-07-06 | HK$5.00M | +358.7% 15.6y · 23.0%/yr |
| 2006-11-02 | HK$1.09M | −65.7% |
| 1997-09-02 | HK$3.18M | +9.7% |
| 1997-06-24 | HK$2.90M | −4.9% |
| 1997-04-18 | HK$3.05M | +41.9% |
| 1997-04-11 | HK$2.15M | +26.5% |
| 1996-05-02 | HK$1.70M | — |