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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,989/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,978/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-20 | HK$3.80M | −10.9% 7.4y · −1.0%/yr |
| 2017-11-09 | HK$4.26M | +314.1% 10.0y · 32.0%/yr |
| 2007-11-26 | HK$1.03M | −31.8% |
| 1999-11-06 | HK$1.51M | −5.6% |
| 1998-12-21 | HK$1.60M | +6.7% |
| 1998-09-03 | HK$1.50M | −42.5% |
| 1997-11-08 | HK$2.61M | +102.3% |
| 1996-01-05 | HK$1.29M | — |