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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,445/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,890/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-04 | HK$3.75M | −9.2% 7.5y · −1.0%/yr |
| 2017-05-09 | HK$4.13M | +21.4% 1.4y · 15.0%/yr |
| 2015-12-11 | HK$3.40M | +61.9% 3.5y · 18.0%/yr |
| 2012-06-20 | HK$2.10M | +94.4% |
| 2002-04-06 | HK$1.08M | −18.8% |
| 1996-01-26 | HK$1.33M | — |