▼ 0.50% · 3.625%
HK$22,522
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,223
−HK$712/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,391
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,056
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,728
−HK$682/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$27,802
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,545
−HK$783/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,930
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$750/mo
Today · 4.125%
HK$29,051
baseline
▲ 0.50% · 4.625%
HK$30,582
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,102/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,027
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,868
−HK$854/mo
Today · 4.125%
HK$28,722
baseline
▲ 0.50% · 4.625%
HK$30,469
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,444/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,067
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,873
−HK$819/mo
Today · 4.125%
HK$31,692
baseline
▲ 0.50% · 4.625%
HK$33,362
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,384/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,279
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,190
−HK$925/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$887/mo
Today · 4.125%
HK$34,333
baseline
▲ 0.50% · 4.625%
HK$36,142
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,666/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,531
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$997/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,548
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,019
−HK$954/mo
Today · 4.125%
HK$36,973
baseline
▲ 0.50% · 4.625%
HK$38,922
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,946/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$1,068/mo
Today · 4.125%
HK$35,902
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,804/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,022/mo
Today · 4.125%
HK$39,614
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,089/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,228/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,036
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,157
−HK$1,139/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,626
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,089
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,165
−HK$1,090/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,483
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,476/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,159/mo
Today · 4.125%
HK$44,896
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,792/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,540
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,801
−HK$1,282/mo
Today · 4.125%
HK$43,083
baseline
▲ 0.50% · 4.625%
HK$45,704
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,166/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,101
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,310
−HK$1,227/mo
Today · 4.125%
HK$47,537
baseline
▲ 0.50% · 4.625%
HK$50,043
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,074/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).