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Crescira AVM · estimated value Medium confidence
HK$15.07M
≈ HK$13,411 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.52M, with repayments around HK$51,141/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,123
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,521/mo
Today · 4.125%
HK$51,141
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$3,112/mo

Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,282/mo (50% DSR)

Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,292 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
1,124 ft²
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2025-05-08 HK$15.17M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wetland Park (Light Rail)
≈ 2 min walk · 110 m
Education
32
schools within 1 km (9 within 500 m)
Daily convenience
17
within 1 km (6 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Wetland Park Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com