▼ 0.50% · 3.625%
HK$19,909
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,528
−HK$629/mo
Today · 4.125%
HK$21,157
baseline
▲ 0.50% · 4.625%
HK$22,445
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,314/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,149
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,743
−HK$602/mo
Today · 4.125%
HK$23,345
baseline
▲ 0.50% · 4.625%
HK$24,576
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,690/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$692/mo
Today · 4.125%
HK$23,273
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,546/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,363
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$663/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,033
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,891
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,634
−HK$755/mo
Today · 4.125%
HK$25,389
baseline
▲ 0.50% · 4.625%
HK$26,934
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,778/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,578
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,291
−HK$723/mo
Today · 4.125%
HK$28,014
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,028/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,882
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,687
−HK$818/mo
Today · 4.125%
HK$27,505
baseline
▲ 0.50% · 4.625%
HK$29,178
+HK$1,673/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,010/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,793
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$784/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$31,948
+HK$1,599/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,873
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,740
−HK$880/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,008
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,840
−HK$843/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,406
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,864
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,792
−HK$944/mo
Today · 4.125%
HK$31,736
baseline
▲ 0.50% · 4.625%
HK$33,667
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,472/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,223
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,114
−HK$904/mo
Today · 4.125%
HK$35,018
baseline
▲ 0.50% · 4.625%
HK$36,864
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,036/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$1,007/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,912
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,438
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,388
−HK$964/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,321
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$1,070/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,653
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,025/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,836
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,951
−HK$1,132/mo
Today · 4.125%
HK$38,083
baseline
▲ 0.50% · 4.625%
HK$40,401
+HK$2,318/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,166/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,867
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,937
−HK$1,084/mo
Today · 4.125%
HK$42,021
baseline
▲ 0.50% · 4.625%
HK$44,236
+HK$2,215/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,042/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).