▼ 0.50% · 3.625%
HK$19,058
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$603/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,485
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,201
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,770
−HK$577/mo
Today · 4.125%
HK$22,347
baseline
▲ 0.50% · 4.625%
HK$23,525
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,694/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,963
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,616
−HK$662/mo
Today · 4.125%
HK$22,278
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,556/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$635/mo
Today · 4.125%
HK$24,582
baseline
▲ 0.50% · 4.625%
HK$25,877
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,164/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,581
−HK$722/mo
Today · 4.125%
HK$24,303
baseline
▲ 0.50% · 4.625%
HK$25,782
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,606/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,124
−HK$692/mo
Today · 4.125%
HK$26,816
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,632/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,546
−HK$783/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,931
+HK$1,602/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$750/mo
Today · 4.125%
HK$29,051
baseline
▲ 0.50% · 4.625%
HK$30,582
+HK$1,531/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$58,102/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$843/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$808/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,586
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,476
−HK$903/mo
Today · 4.125%
HK$30,379
baseline
▲ 0.50% · 4.625%
HK$32,228
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,758/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$865/mo
Today · 4.125%
HK$33,520
baseline
▲ 0.50% · 4.625%
HK$35,287
+HK$1,767/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,040/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,441
−HK$963/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$923/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,640
+HK$1,885/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$1,024/mo
Today · 4.125%
HK$34,430
baseline
▲ 0.50% · 4.625%
HK$36,525
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,860/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,042
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$981/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,371
−HK$1,084/mo
Today · 4.125%
HK$36,455
baseline
▲ 0.50% · 4.625%
HK$38,673
+HK$2,218/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,910/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,163
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,038/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,345
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).