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Crescira AVM · estimated value Medium confidence
HK$4.57M
≈ HK$8,967 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,948/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,771
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,355
−HK$593/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,214/mo

Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,896/mo (50% DSR)

Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,825 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
G
Saleable Area
510 ft²
Gross Area
671 ft²
Efficiency
76%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2017-10-23 HK$5.03M +151.4%
7.3y
2010-07-28 HK$2.00M +40.8%
2009-07-14 HK$1.42M −0.7%
2007-03-29 HK$1.43M +6.7%
2004-05-22 HK$1.34M −2.9%
2003-02-24 HK$1.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tong Fong Tsuen (Light Rail)
≈ 2 min walk · 123 m
Education
9
schools within 1 km (0 within 500 m)
Daily convenience
6
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Tong Fong Tsuen Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com