▼ 0.50% · 3.625%
HK$19,509
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,116
−HK$616/mo
Today · 4.125%
HK$20,732
baseline
▲ 0.50% · 4.625%
HK$21,994
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,464/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,704
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,286
−HK$590/mo
Today · 4.125%
HK$22,876
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,752/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,460
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,128
−HK$678/mo
Today · 4.125%
HK$22,806
baseline
▲ 0.50% · 4.625%
HK$24,193
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,612/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,874
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$650/mo
Today · 4.125%
HK$25,164
baseline
▲ 0.50% · 4.625%
HK$26,490
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,328/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,411
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,139
−HK$740/mo
Today · 4.125%
HK$24,879
baseline
▲ 0.50% · 4.625%
HK$26,393
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,758/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,044
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,743
−HK$709/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$28,899
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,151
−HK$801/mo
Today · 4.125%
HK$26,952
baseline
▲ 0.50% · 4.625%
HK$28,592
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,904/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,215
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,971
−HK$768/mo
Today · 4.125%
HK$29,739
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,568/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,478/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$863/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,792
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,385
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$827/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,264
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$925/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,991
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,556
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,429
−HK$885/mo
Today · 4.125%
HK$34,314
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,628/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,215
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,186
−HK$986/mo
Today · 4.125%
HK$33,172
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$2,018/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,344/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,726
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$945/mo
Today · 4.125%
HK$36,602
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,204/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$1,048/mo
Today · 4.125%
HK$35,245
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,490/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,896
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,004/mo
Today · 4.125%
HK$38,890
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,050/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,780/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,116
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$1,109/mo
Today · 4.125%
HK$37,318
baseline
▲ 0.50% · 4.625%
HK$39,589
+HK$2,271/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,636/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,067
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,114
−HK$1,063/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,670 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).