▼ 0.50% · 3.625%
HK$15,507
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,989
−HK$490/mo
Today · 4.125%
HK$16,479
baseline
▲ 0.50% · 4.625%
HK$17,482
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,958/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,251
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,714
−HK$469/mo
Today · 4.125%
HK$18,183
baseline
▲ 0.50% · 4.625%
HK$19,142
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,366/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,057
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,588
−HK$539/mo
Today · 4.125%
HK$18,127
baseline
▲ 0.50% · 4.625%
HK$19,230
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,254/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,976
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,485
−HK$516/mo
Today · 4.125%
HK$20,001
baseline
▲ 0.50% · 4.625%
HK$21,056
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,002/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,608
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,187
−HK$588/mo
Today · 4.125%
HK$19,775
baseline
▲ 0.50% · 4.625%
HK$20,978
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,550/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,701
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,256
−HK$564/mo
Today · 4.125%
HK$21,820
baseline
▲ 0.50% · 4.625%
HK$22,970
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,640/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,159
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,786
−HK$637/mo
Today · 4.125%
HK$21,423
baseline
▲ 0.50% · 4.625%
HK$22,726
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,846/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,426
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,028
−HK$610/mo
Today · 4.125%
HK$23,638
baseline
▲ 0.50% · 4.625%
HK$24,884
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,276/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,709
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$686/mo
Today · 4.125%
HK$23,071
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,142/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,151
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,799
−HK$657/mo
Today · 4.125%
HK$25,456
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,912/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$735/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$704/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,712
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,811
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$785/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,971
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,342
−HK$751/mo
Today · 4.125%
HK$29,093
baseline
▲ 0.50% · 4.625%
HK$30,626
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,186/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,181
−HK$833/mo
Today · 4.125%
HK$28,014
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,028/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,113
−HK$798/mo
Today · 4.125%
HK$30,911
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,822/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,912
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$882/mo
Today · 4.125%
HK$29,662
baseline
▲ 0.50% · 4.625%
HK$31,467
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,324/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,052
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,885
−HK$844/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,455
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,013 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).