Crescira AVM · estimated value
● Medium confidence
HK$3.47M
≈ HK$8,775 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,119/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,227
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,670
−HK$449/mo
Today · 4.125%
HK$15,119
baseline
▲ 0.50% · 4.625%
HK$16,039
+HK$920/mo
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,238/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
LR-Chung Fu
≈ 20 min walk · 1,536 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km
Green space & leisure — 3 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 395 Saleable ft²
- Gross Area
- 542 ft²
- Efficiency
- 73%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-01-08 | HK$3.90M | +24.2% 4.1y · 6.0%/yr |
| 2014-12-19 | HK$3.14M | +26.6% |
| 2012-11-20 | HK$2.48M | +55.0% |
| 2010-11-09 | HK$1.60M | +35.6% |
| 2009-07-02 | HK$1.18M | −23.9% |
| 2007-07-17 | HK$1.55M | — |
Other appraised units in this building
Data sourced from Renavon.com