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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,459/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,918/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 463 Saleable ft²
- Gross Area
- 613 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$4.35M | −34.1% 3.4y · −10.0%/yr |
| 2022-05-24 | HK$6.60M | +6.8% 3.2y · 2.0%/yr |
| 2019-03-25 | HK$6.18M | +81.8% 6.0y · 14.0%/yr |
| 2013-02-25 | HK$3.40M | +33.9% |
| 2011-03-03 | HK$2.54M | +19.8% |
| 2007-09-28 | HK$2.12M | — |