▼ 0.50% · 3.625%
HK$16,710
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,229
−HK$528/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,838
+HK$1,081/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,589
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,088
−HK$506/mo
Today · 4.125%
HK$19,594
baseline
▲ 0.50% · 4.625%
HK$20,626
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,188/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,381
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,952
−HK$581/mo
Today · 4.125%
HK$19,533
baseline
▲ 0.50% · 4.625%
HK$20,722
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,066/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,448
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,997
−HK$556/mo
Today · 4.125%
HK$21,553
baseline
▲ 0.50% · 4.625%
HK$22,689
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,106/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,052
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$634/mo
Today · 4.125%
HK$21,309
baseline
▲ 0.50% · 4.625%
HK$22,606
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,618/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$607/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,723
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,398
−HK$687/mo
Today · 4.125%
HK$23,085
baseline
▲ 0.50% · 4.625%
HK$24,489
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,170/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$658/mo
Today · 4.125%
HK$25,472
baseline
▲ 0.50% · 4.625%
HK$26,814
+HK$1,342/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,944/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,394
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$739/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,025
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,723
−HK$708/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$28,877
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,064
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$792/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,257
+HK$1,621/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$758/mo
Today · 4.125%
HK$29,390
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,550/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,780/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,735
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$845/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,729/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,743
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$809/mo
Today · 4.125%
HK$31,350
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,652/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,700/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,406
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$898/mo
Today · 4.125%
HK$30,188
baseline
▲ 0.50% · 4.625%
HK$32,025
+HK$1,837/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,376/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,602
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,449
−HK$860/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,065
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$950/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$911/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$1,859/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,840 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).