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At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,788/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,576/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$15,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hung Shui Kiu Station.
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 8 shopping and daily-needs spots nearby.
Green space & leisure — 11 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 513 Saleable ft²
- Gross Area
- 669 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-28 | HK$4.48M | −15.9% 6.9y · −2.0%/yr |
| 2019-05-24 | HK$5.33M | +48.1% 3.1y · 15.0%/yr |
| 2016-04-29 | HK$3.60M | +80.0% 4.4y · 18.0%/yr |
| 2011-11-29 | HK$2.00M | +51.5% |
| 2001-12-21 | HK$1.32M | — |