Crescira AVM · estimated value
● Medium confidence
HK$6.39M
≈ HK$7,452 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$639K, with repayments around HK$27,858/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$26,214
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$828/mo
Today · 4.125%
HK$27,858
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,695/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$173,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
LR-Tong Fong Tsuen
≈ 11 min walk · 875 m
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 857 Saleable ft²
- Gross Area
- 1,141 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-20 | HK$7.45M | +168.0% 7.9y · 21.0%/yr |
| 2010-07-02 | HK$2.78M | +7.8% |
| 2002-07-10 | HK$2.58M | — |
Other appraised units in this building
Data sourced from Renavon.com