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At today's rate and a 90% mortgage, the deposit on this unit is about HK$503K, with repayments around HK$21,960/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$113,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- E
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 661 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-17 | HK$6.10M | +17.3% 3.4y · 5.0%/yr |
| 2018-03-26 | HK$5.20M | +116.7% 6.6y · 18.0%/yr |
| 2011-08-31 | HK$2.40M | +25.0% |
| 2010-09-10 | HK$1.92M | +20.0% |
| 2009-10-14 | HK$1.60M | +6.0% |
| 2007-09-20 | HK$1.51M | — |