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Crescira AVM · estimated value Medium confidence
HK$12.00M
≈ HK$15,430 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.60M, with repayments around HK$40,725/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,322
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,514
−HK$1,211/mo
Today · 4.125%
HK$40,725
baseline
▲ 0.50% · 4.625%
HK$43,203
+HK$2,478/mo

Deposit HK$3.60M · loan HK$8.40M · min. income ≈ HK$81,450/mo (50% DSR)

Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$450,160 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
9
Saleable Area
778 ft²
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2021-11-29 HK$15.02M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hung Shui Kiu (Light Rail)
≈ 7 min walk · 546 m
Education
6
schools within 1 km (1 within 500 m)
Daily convenience
8
within 1 km (5 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Hung Shui Kiu Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 12 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com