▼ 0.50% · 3.625%
HK$21,768
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$688/mo
Today · 4.125%
HK$23,133
baseline
▲ 0.50% · 4.625%
HK$24,541
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,266/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,217
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$659/mo
Today · 4.125%
HK$25,525
baseline
▲ 0.50% · 4.625%
HK$26,871
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,050/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,690
−HK$756/mo
Today · 4.125%
HK$25,446
baseline
▲ 0.50% · 4.625%
HK$26,995
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,892/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,638
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,353
−HK$725/mo
Today · 4.125%
HK$28,078
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,156/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,122
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$826/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,449
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,060
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,839
−HK$791/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,245
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,298
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,179
−HK$894/mo
Today · 4.125%
HK$30,073
baseline
▲ 0.50% · 4.625%
HK$31,903
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,146/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,482
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$857/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$34,932
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,475
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,423
−HK$963/mo
Today · 4.125%
HK$32,386
baseline
▲ 0.50% · 4.625%
HK$34,357
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,772/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,903
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$922/mo
Today · 4.125%
HK$35,735
baseline
▲ 0.50% · 4.625%
HK$37,619
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,470/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,668
−HK$1,032/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,325
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$989/mo
Today · 4.125%
HK$38,288
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,576/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$1,101/mo
Today · 4.125%
HK$37,013
baseline
▲ 0.50% · 4.625%
HK$39,265
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,026/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,747
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,054/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$42,993
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,006
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,157
−HK$1,169/mo
Today · 4.125%
HK$39,326
baseline
▲ 0.50% · 4.625%
HK$41,719
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,652/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,168
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,273
−HK$1,120/mo
Today · 4.125%
HK$43,393
baseline
▲ 0.50% · 4.625%
HK$45,680
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,786/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,183
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,239/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$44,173
+HK$2,533/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,590
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,759
−HK$1,186/mo
Today · 4.125%
HK$45,945
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,890/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).