20/F 15

in Tin Chung Court Chung Kam House (Block N)

Yuen Long District · New Territories West

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1/F 11 601 ft² 1/F 13 539 ft² 2/F 16 645 ft² 2/F 11 601 ft² 2/F 13 539 ft² 3/F 2 601 ft² 3/F 6 433 ft² 3/F 9 645 ft² 3/F 1 645 ft² 3/F 8 645 ft² 4/F 12 539 ft² 4/F 3 601 ft² 4/F 13 539 ft² 4/F 14 433 ft² 5/F 1 645 ft² 5/F 3 601 ft² 5/F 8 645 ft² 5/F 11 601 ft² 5/F 15 433 ft² 5/F 16 645 ft² 6/F 15 433 ft² 6/F 2 601 ft² 6/F 7 433 ft² 6/F 9 645 ft² 6/F 16 645 ft² 7/F 15 433 ft² 7/F 6 433 ft² 7/F 1 645 ft² 7/F 11 601 ft² 7/F 14 433 ft² 8/F 16 645 ft² 8/F 9 645 ft² 8/F 8 645 ft² 8/F 12 539 ft² 8/F 15 433 ft² 9/F 13 539 ft² 9/F 16 645 ft² 9/F 6 433 ft² 10/F 9 645 ft² 10/F 4 539 ft² 10/F 12 539 ft² 11/F 14 433 ft² 12/F 14 433 ft² 12/F 15 433 ft² 12/F 1 645 ft² 13/F 1 645 ft² 13/F 10 601 ft² 13/F 16 645 ft² 13/F 6 433 ft² 13/F 11 601 ft² 14/F 16 645 ft² 14/F 4 539 ft² 14/F 6 433 ft² 14/F 1 645 ft² 14/F 5 539 ft² 14/F 7 433 ft² 14/F 10 601 ft² 14/F 15 433 ft² 15/F 15 433 ft² 15/F 5 539 ft² 15/F 6 433 ft² 15/F 8 645 ft² 15/F 11 601 ft² 16/F 16 645 ft² 16/F 3 601 ft² 16/F 6 433 ft² 16/F 4 539 ft² 16/F 7 433 ft² 16/F 8 645 ft² 16/F 11 601 ft² 16/F 12 539 ft² 16/F 15 433 ft² 17/F 5 539 ft² 17/F 16 645 ft² 18/F 1 640 ft² 18/F 16 640 ft² 18/F 6 429 ft² 18/F 14 429 ft² 19/F 11 596 ft² 19/F 3 596 ft² 19/F 8 640 ft² 19/F 1 640 ft² 19/F 7 429 ft² 19/F 16 640 ft² 20/F 4 535 ft² 20/F 3 596 ft² 20/F 5 535 ft² 20/F 13 535 ft² 20/F 15 429 ft² 20/F 16 640 ft² 21/F 1 640 ft² 21/F 12 535 ft² 21/F 15 429 ft² 22/F 15 429 ft² 22/F 9 640 ft² 23/F 12 535 ft² 23/F 16 640 ft² 24/F 1 640 ft² 24/F 8 640 ft² 24/F 3 596 ft² 24/F 6 429 ft² 24/F 12 535 ft² 25/F 14 429 ft² 25/F 3 596 ft² 25/F 5 535 ft² 25/F 1 640 ft² 25/F 6 429 ft² 25/F 13 535 ft² 26/F 2 596 ft² 26/F 6 429 ft² 26/F 13 535 ft² 27/F 13 535 ft² 27/F 2 596 ft² 27/F 7 429 ft² 27/F 9 640 ft² 27/F 15 429 ft² 28/F 2 592 ft² 28/F 7 426 ft² 28/F 1 636 ft² 28/F 3 592 ft² 28/F 5 531 ft² 28/F 6 426 ft² 28/F 11 592 ft² 29/F 1 636 ft² 29/F 15 426 ft² 30/F 4 531 ft² 30/F 15 426 ft² 31/F 1 636 ft² 31/F 16 636 ft² 31/F 7 426 ft² 31/F 3 592 ft² 31/F 6 426 ft² 31/F 8 636 ft² 31/F 14 426 ft² 31/F 15 426 ft² 32/F 12 531 ft² 32/F 15 426 ft² 32/F 7 426 ft² 32/F 3 592 ft² 32/F 8 636 ft² 32/F 14 426 ft² 33/F 10 592 ft² 33/F 15 426 ft² 34/F 14 426 ft² 34/F 9 636 ft² 34/F 6 426 ft² 34/F 12 531 ft² 34/F 13 531 ft² 35/F 13 531 ft² 35/F 15 426 ft² 35/F 6 426 ft² 35/F 16 636 ft² 36/F 7 426 ft² 36/F 6 426 ft² 36/F 14 426 ft² 36/F 15 426 ft² 36/F 16 636 ft² 37/F 4 531 ft² 37/F 7 426 ft² 37/F 1 636 ft² 37/F 3 592 ft² 37/F 5 531 ft² 37/F 6 426 ft² 37/F 8 636 ft² 37/F 9 636 ft² 37/F 13 531 ft² 37/F 14 426 ft² 38/F 2 592 ft² 38/F 7 426 ft² 38/F 10 592 ft² 38/F 13 531 ft² 39/F 1 636 ft² 39/F 12 531 ft² 39/F 15 426 ft² 39/F 6 426 ft² 39/F 8 636 ft² 39/F 2 592 ft² 39/F 4 531 ft² 39/F 10 592 ft² 39/F 16 636 ft² 40/F 4 531 ft² 40/F 2 592 ft² 40/F 3 592 ft² 40/F 11 592 ft² 40/F 12 531 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.12M

≈ HK$7,284 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,630/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$12,826

−HK$804/mo

▼ 0.25% · 3.875%

HK$13,225

−HK$405/mo

Today · 4.125%

HK$13,630

baseline

▲ 0.50% · 4.625%

HK$14,460

+HK$830/mo

Deposit HK$312K · loan HK$2.81M · min. income ≈ HK$27,260/mo (50% DSR)

Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 15
Saleable Area: 429 ft²
Gross Area: 575 ft²
Efficiency: 75%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-06-15	HK$1.80M	—	HK$4,196	HK$3,130

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Chestwood (Light Rail)

≈ 3 min walk · 198 m

Education

schools within 1 km (26 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Chestwood Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 67 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com